Non-Medical Life Insurance:
- Simplified Life (Ages 25-80)
- Deferred Life (Ages 25-80)
- Family Compass (Ages 20-90)
- CPP No Medical Insurance Ad
- Term Insurance
- Whole Life
- Participating
- Non-Participating
- Universal Life
Investments:
- Segregated Funds
- Investment Loans
- Registered Education Savings Plans
Health & Dental:
- Individual Plans
- Small Business Group Plans
- Manulife - Online Quotes
- Life Insurance
- Disability Rider
- Critical Illness Rider
- Snowbirds & Traveling Canadians
- Visitors to Canada
Living Benefits:
- Disability Insurance
- Critical Illness
- Long Term Care
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MORTGAGE INSURANCE: Life, Disability, Critical Illness
Benefits of Individual Mortgage Insurance vs. Others:
Life Insurance:
- 100% payable to beneficiary vs. institution
- Insurance remains unchanged when you renew your loan.
- Premium is guaranteed for the entire term of the contract
- Insurance is convertible into a regular life insurance without having to answer questions about your health.
Disability Rider:
- Disability insurance ensures the continuity of your monthly mortgage payments, if disabled.
- Waiver of Premium in Case of Disability is another rider that covers your insurance premiums, if disabled.
Critical Illness Rider:
- Critical illness insurance covers up to 21 critical illnesses (vs. 4 by others)
- Following the diagnosis of a critical illness you will receive an amount equal to the balance of your mortgage.
- Your contract specifies that you can use the benefit however you wish vs. having to pay off the mortgage.
Read more information by clicking here Critical_Illness_August_07.pdf
Click here for more information on Mortgage Cents
* Individual insurance company plans and riders may vary.